What should I consider when selecting Medicare Insurance?
It’s important initially to understand what you’re getting from Medicare Part A & Part B. You can review Parts A&B by clicking here. Then you need to decide which of the additional Two Options works best for you. You can review your plan options by clicking here
Can I receive a better Medicare Insurance Policy for less if I deal directly with an insurance company?
No. Whether you choose Option 1 (Supplement) or 2 (Advantage), the price and benefits will be the same. A particular Medicare supplement will cost the same whether you use a Medicare Supplement Services advisor or deal directly with an insurance company. Your independent advisor will coach you through the process and help make you aware of the best combination of coverage and pricing available in your area. Furthermore, when issues and problems arise in the future your advisor will be the one assisting you.
Must I pay a fee to Medicare Supplement Services?
No. Your Medicare Supplement Services advisor is paid a commission by whichever health insurance company you choose. No additional fees are added to your insurance premium. Working with an advisor will likely save you money due to their awareness of the most competitive rates available in your area; but more importantly is the future service your advisor will provide when it comes to headaches and problems. hopefully you will lean on them heavily to handle your issues as they arise.
Why is there such a big difference in price between insurance companies for the exact same Medicare supplement plan?
It’s true that the exact same plan from different Medicare supplement insurance companies can vary wildly in their monthly premiums. There are a number of factors that cause this including how the plan is priced initially (ie issue age vs attained age vs community rates), the age of the risk pool (or “block of business”),and other various contributing factors. This is why it is important to reach out to your Medicare Supplement Services advisor to make sure you are not paying too much money for your coverage.
Will I be able to talk to a real person, or am I calling into a call center where I get a different person every time?
We are a small team dedicated to providing personal service, and making the process very easy. Once you connect with one of our advisors, they will be your personal contact any time you have questions, and as long as you have coverage with us.
What do I do next?
If you know what plan you want, you can simply sign up by clicking the Contact Us link or give us a call at 1-888-495-8585 and we’ll be happy to answer any questions and walk you through the process.